Introduction to iwoca
Learn about iwoca's embedded lending platform for partners
Since 2012, iwoca has helped over 150,000 UK businesses access fast, flexible funding. We use technology and data to make smarter lending decisions – and we've built an embedded platform so partners can offer that same funding to their customers.
Who we are
iwoca is a fintech lender built for small businesses. We make faster lending decisions than traditional banks, with the personal service you'd expect from a specialist. We support small businesses across the UK and Germany.
What we do
We provide straightforward access to finance where and when a business needs it.
- Quick decisions: most answers in under a minute.
- Flexible repayment: customers only pay interest on what they use, and can repay early without penalties.
- Straightforward process: apply online without mountains of paperwork.
- Personal support: dedicated account managers who understand each business.
- Embedded lending: integration options to help partners offer our finance to their customers.
Our embedded lending platform
Embedded lending means integrating finance directly into the platforms businesses already use – whether that's a bank account, accounting software, payment provider, or industry platform. We've built a suite of integration options so you can offer iwoca funding to your customers, whether you have developer resource available or need a no-code approach.
Why choose iwoca
Earn commission when one of your customers borrows from us.
Technical support from our Integration and Product Managers, plus a dedicated Partnership Manager.
Go live in days with our no-code lending link or integrate in weeks with our embedded API.
We work with more than 50 partners across many industries.
Rated 4.8 on Trustpilot from over 10,000 businesses. Every customer gets a dedicated account manager.
Interested in partnering with us?
Contact our partnerships team at partners@iwoca.co.uk.