---
title: "Repayment schedule overview"
icon: "file-lines"
description: "Month-by-month repayment breakdowns for offers"
---

> For the complete documentation index, see [llms.txt](/llms.txt).

Get a detailed month-by-month repayment breakdown for a specific offer, showing the customer exactly what they'll pay and when.

<CardGroup cols={1}>
  <Card title="Get repayment schedule" icon="code" href="/api-reference/repayment-schedule/get-offers-repayment-schedule">
    `GET` /offers/\{offer_id\}/repayment_schedule/
  </Card>
</CardGroup>

## Essentials

<Steps>
  <Step title="Get offers first">
    You need a confirmed `offer_id` from `GET /applications/{application_id}/offers/` before you can request a schedule.
  </Step>
  <Step title="Use for display purposes">
    Show the schedule to your customer so they understand the repayment structure before selecting an offer.
  </Step>
</Steps>

## Reference

<AccordionGroup>
  <Accordion title="Response fields">
    Each repayment entry includes:
    - `date` – The repayment due date
    - `principal` – Amount going towards the loan balance
    - `interest` – Interest charged for the period
    - `total` – Total payment due (principal + interest)
  </Accordion>
  <Accordion title="Schedule vs actual repayments">
    The repayment schedule is indicative and based on the offer terms.
    Actual repayments may differ if the customer draws down a different amount or repays early.
  </Accordion>
</AccordionGroup>